INVESTMENT
"I am not rich to get any advice yet."
We have heard that many times from clients that never seen a financial adviser.
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SUPERANNUATION
Are you looking to maximise your super fund for a secure retirement? If so, you’re in the right place for expert advice.
Your home might be your biggest asset, but your superannuation is often next. Many Australians underestimate its importance, thinking compulsory payments are enough.
But are they really? If you’re unsure, you’re not alone. That’s where we come in!
We help you understand your superannuation options to make your money work smarter so you can enjoy the retirement you deserve.
Because great superannuation advice makes all the difference.**
SAVING PLAN
TAX MINIMISATION
At Lumina Private Wealth, we believe that sound financial advice, strategic saving plans, and effective tax minimisation are key to unlocking your financial potential and achieving your long-term goals.
Navigating the complexities of personal finance can be overwhelming. Our financial adviser offers personalised advice tailored to your unique circumstances. We take the time to understand your financial situation, goals, and risk tolerance to provide you with a comprehensive financial plan. With our expert guidance, you can make informed decisions and avoid costly mistakes, ensuring a brighter financial future.
​Taxes can take a significant bite out of your income and investments. Our tax minimisation strategies are designed to help you keep more of what you earn. We stay abreast of the latest tax laws and regulations to identify opportunities for reducing your tax liability. By optimising your tax situation, we help you enhance your overall financial health and increase your disposable income.
CHILDREN'S EDUCATION
Secure Your Child's Future with Expert Financial Advice
Navigating rising education costs can be challenging, but with expert financial advice, you can confidently plan for your child's future. Our advisers help you create a robust education savings plan, maximise your savings, and take advantage of tax benefits.
With tailored advice, we ensure every dollar works harder for you, giving your child the best possible start in life. Trust us to guide you on the journey to securing a bright educational future for your child.
RETIREMENT PLANNING
Plan Your Dream Retirement with Expert Financial Advice
Secure a comfortable retirement with tailored financial advice. Our experienced advisers help you navigate superannuation, investments, and tax strategies to maximise your retirement savings. Make informed decisions, avoid costly mistakes, and enjoy peace of mind, knowing your future is in good hands.
Invest in your future with expert retirement planning today.